Private Insurance

To buy equipment such as a wheelchair using insurance provided by your company or privately, two conditions must be satisfied:

1. Your insurance must cover the equipment.
   
   If you have health insurance through your company or privately, chances are good that it will cover wheelchairs and other equipment. The key phrase to look for in your policy is Durable Medical Equipment coverage, which refers to hardware such as wheelchairs, walkers and lifts.
   
   Peak Wheelchairs will as part of its basic services contact your insurance company to determine what your specific benefits will cover, and will handle the necessary paperwork to obtain those benefits
   
   
2. The equipment must be medically necessary.
   
   All insurance requires a Letter of Justification in which an assessment of the patient's condition, history, trends, and needs leads to a justification of the purchase of the wheelchair or other equipment.
   
   Peak will work with the appropriate clinicians and care-givers to create this letter and submit it to the insurance agency, and will track the paperwork through the approval process.

For a full description of the process, please refer to the Wheelchair Services page.